E*TRADE Advisor Services provides full services for the following IRAs:
A Traditional IRA is a tax-deferred personal retirement account. Depending on an individual’s income level, tax-filing status, and coverage by an employer-sponsored retirement plan, contributions may be tax-deductible.
A Roth IRA is a tax-deferred retirement account. Contributions are made with after-tax income and are not tax deductible, but may be restricted depending on an individual’s income level and tax-filing status. Qualified distributions from a Roth IRA are tax-free
A beneficiary IRA is one of the options an individual has if they have inherited an IRA. E*TRADE Advisor Services recommends that beneficiaries discuss all of their options with a tax advisor before establishing a beneficiary IRA, as there are many special rules governing such an account.
A simplified employee pension (SEP) IRA is a tax-deferred retirement plan provided by sole proprietors or small businesses for their employees. Contributions are made by the employer and are subject to the same rules as a traditional IRA
A Conversion Roth IRA is a tax-defered retirement account, used to segregate the conversion or re-characterization of funds from a Traditional IRA. Funds are added on a post-tax basis. Qualified distributions from a Conversion Roth IRA are tax-free.
Investment Products: Not FDIC Insured - No Bank Guarantee - May Lose Value.
E*TRADE, E*TRADE Advisor Services, and Liberty are registered trademarks or trademarks of E*TRADE Financial Corporation. All other trademarks mentioned herein are the property of their respective owners. Product and service offerings are subject to change without notice.
E*TRADE Savings Bank and its affiliates (“E*TRADE”) do not warrant these products, services and publications against different interpretations or subsequent changes of laws, regulations and rulings. E*TRADE does not provide legal, accounting, or tax advice. Always consult your own legal, accounting, and tax advisors.